Monica Velarde

  • (760) 843-8491
  • (760) 954-1391
  • (760) 600-5733
  • 17260 Bear Valley Road
    Suite 104
  • Victorville, CA 92395

Monica "Mona" Velarde - Loan Agent

 I have been in the mortgage industry since April of 1996.  I managed the National Freddie Mac REO account for over 5 years.   have closed thousands of loans during my career including FHA, Conv, VA, New construction, Renovation/203k, Down Payment Assistance program loans and Reverse mortgages and refinances. 

 I continue to thrive in an ever changing industry due to my knowledge, experience and dedication to my agents and my clients.  The bulk of my business is referrals and return customers.  One of my many blessing is when a client becomes a friend.  I look forward to helping you, your family and friends. Thank you and God Bless.

 

 

I highly recommend Mona + Company!

3 weeks ago
Coy B.

Everything was smooth from beginning to end.

3 weeks ago
Troy W.

We had a great experience both times we have worked with Mountain West and Mona!

3 weeks ago
Staci M.

Love working with Mountain West Financial. I have and will again share with friends.

1 month ago
Linda H.

Mountain West Financial (Mona) was easy to work with.

3 months ago
Linda S.

Monica Velarde was extremely helpful during the whole process and quick to assist with any questions/concerns that arose.

3 months ago
Vicente P.

Mona is awesome! She is honest, trustworthy and we are very happy with her service! Thank you!

4 months ago
Amy S.

Mona Verde is the best. Jim Albert is also great to work with.

4 months ago
Sergio P.

Always a pleasure to work with Mona.

4 months ago
Cindy W.

Great to work with Mona.

6 months ago
Sergio P.

Mona was absolutely wonderful. Thank you!

7 months ago
Wesley B.

Professional, seamless, excellent service!

7 months ago
Edgar B.

Easy seamless process! Everyone has been great to work with!

7 months ago
Ashley T.

Mona and her team made sure the process was quick and easy. Always available to answer any questions.

7 months ago
Scott K.

Everything in the process was straight forward and simple. We had a great experience with Mona!

8 months ago
Steven F.

Very well served, painless and streamlined.

10 months ago
Troy W.

Another smooth transaction! Thank you Jim & Mona- Thank you!

10 months ago
George M.

Mona was the greatest to work with. Very Professional.

11 months ago
Nathaniel R.

Great job!

11 months ago
Sandra S.

Our Loan officer was such a pleasure to work with. She is extremely knowledgeable and so very kind.

1 year ago
Antonio P.

Thank you for always responding to my emails and phone calls swiftly.

1 year ago
Nathan C.

Mona was awesome! Very efficient and pleasant! Thanks!

1 year ago
Richard L.

She is wonderful and great to work with.

1 year ago
Sergio P.

Mona is the best!

1 year ago
Adam M.

Mona and Regal Mortgage is great to work with.

1 year ago
Sergio P.

Best Lender in the High Desert.

1 year ago
Jose P.

Best Lender I have worked with.

1 year ago
Jose P.

Mona was very communicative. She always answered my questions. I would recommend Mona to future buyers.

1 year ago
Jeffrey Y.

Mona Velarde was committed to excellence, provided me excellent customer service . I will continue to refer her to other people. 100% committed to excellence.

1 year ago
Gary N.

This is our third time working with Mona and she is so professional, friendly and responds right away. She makes this process so easy and enjoyable. Will use her in the future.

1 year ago
Lorenzo G.

Mona is the best!

1 year ago
Linda H.

Outstanding service the entire process. Would for sure do it again.

1 year ago
Johnny C.

Mona is wonderful. She assisted us with the purchase of our home 5 years ago and has continued to be a wonderful resource. We trust her implicitly whenever we have questions about rates or the market. She is professional, honest, caring, well-informed, and always keeps us well-informed! Thank you Mona. You are the best!

1 year ago
Frank L.

Everyone was great! Thank you!

1 year ago
Tony S.

Mona is a true asset to Mountain West Financial! Thank you :)

1 year ago
Danilo R.

Mona is great!!!

1 year ago
Daniel C.

Very loving people, as honest as it can get. As real as it can be. I can feel their smiles over the phone. Quick response, very helpful. Will always go back to them. Love working with them. God bless you guys.

1 year ago
Hugh W.

We have used Mountain West several times over the past 3 years. Evan when we were just exploring our "options", Mountain West has been always helpful. I highly recommend them for your next mortgage.

1 year ago
Eric C.

Monica Velarde is extremely efficient and gets the job done. I would highly recommend her. She is a straight shooter and person of her word.

1 year ago
Kirsten A.

Appreciate the great service. Thank you!

1 year ago
John K.

Everything has been great.

2 years ago
Troy W.

Mona Velarde is a compasionate well informed, truthful professional. Explains and meets your needs, not wants so there's no hidden objective. Thank You.

2 years ago
Monica L.

My experience with MWF has been one of the best. My agent was very good at explaining all necessary requirements and next steps. I felt very comfortable and no anxiety throughout the process. My loan paperwork was handled in an efficient manner and readily available even before time expected. I am grateful for such a company for a busy person. I was confident that all matters were very busy being handled. I would recommend MWF to anyone in the High Desert.

2 years ago
Eileen P.

Oh yes Mona is awesome and very professional.

2 years ago
Jack P.

Agent was very transparent and responsive. No surprises.

2 years ago
Christine A

I am very glad that I was able to find out about Mona. She has been very helpful throughout this whole process. Mona answered questions even after hours. I am grateful that Mona and I were able to meet and she went above and beyond.

2 years ago
Mary D.

Mountain West Financial has been wonderful to work with. Mona was readily available for any and all questions. The process was relatively smooth and had very few problems to navigate. Even so, Mona was quick at providing solutions.

2 years ago
Eric C.

Mona was Amazing !!!

2 years ago
Jaycob S.

Really good at what she does, really helpful. Will use her again.

3 years ago
Harry B.

The're GREAT!!!

3 years ago
Keith K.

I am very pleased with the service provided. The loan officer who worked with me was exceptional.

3 years ago
Miguel R.

My family and I have been going to Mona for years from our first home purchase to refi for home upgrades. She’s always been there and makes it easy and comfortable.

3 years ago
Haughton Family

We love working with this company, and will recommend them to our family and friends. Mona was a delight to work with, very professional!

3 years ago
Alexander Family

Mona was very helpful & informative.

3 years ago
Guardado Family

Loan officer, Mona Velarde, was very helpful. A real asset to your organization. She helped me through a very difficult part of the process.

3 years ago
C. Hanson

Very nice, well informed and up to date. Always answered my calls even when she was on vacation. Awesome person. We are blessed to have known her.

3 years ago
Perez Family

Mona was amazing!! She was there every step of the way to answer questions or explain anything, she is truly a blessing!

3 years ago
Swenson Family

Mona did a great job walking us through the process and answering our questions.

3 years ago
Angela P.

I have really enjoyed working with Mona. She has been kind & thorough.

3 years ago
Jacqueline S,

Mona was available any time we needed her to answer questions. She responds quickly and is very helpful and knowledgeable. She was very professional and friendly. We appreciate all of her wisdom and help in funding our loan.

4 years ago
Bryant Family

Very professional, quickly returned all calls and answered all questions throughout process.

4 years ago
Autumn V.

Mona was amazing, and so patient with all of my questions. Thank you guys for everything!

4 years ago
Ashley S.

Mrs. Velarde is very nice, courteous, and professional. Mrs. Velarde is a very professional lady, takes her time to explain.

4 years ago
Pruett Family

Very, very happy with my loan process and all of the people!

4 years ago
Saulnier Family

The house buying process is stressful. Mona made the process easy & manageable. I would highly recommend her to anyone purchasing a home.

4 years ago
Joseph M.

Easy.

4 years ago
Cynthia H.

Great experience thanks for all your help.

4 years ago
Ernesto & Jacquelyn Z.

She is awesome.

4 years ago
Rosalind H.

We love Mona!

4 years ago
Joelene & Sonny H.

Mona is wonderful! She helped every step of the way from pre-qualifying to signing. Thank you so much for helping us acquire our future home!

5 years ago
Mr. & Mrs. Roach

Everybody was very helpful and reliable.

6 years ago
Samuel T.

Everyone in the office is very professional and efficient. They called with any questions and answered all of our questions promptly.

6 years ago
James & Karen M.

I love Mona! She was very thorough through the entire process and kept my best interests in mind. Being my first home and refi the process very confusing to me, however Mona made sure to explain everything on a level I understood. I very much appreciate everything Mona has done for me.

6 years ago
Courtney R.

Good Job (as always) done in a very timely manner.

6 years ago
Dennis & Yong H.

Mona was incredible throughout the whole process. We will most gladly go through Mona again for any future home loan needs.

6 years ago
Frank and Sandra L.
Hesperia CA

It was great doing business with Mona Velarde and the other members of my home buying team!

6 years ago
J. C. Tostado
Apple Valley CA

Mona Velarde was wonderful! I would recommend her to all my friends and family!

6 years ago
A. Harvey
Apple Valley CA

This process was as easy as it could be because of Mona. She took the time to explain all aspects of the process to me very thoroughly.

6 years ago
Joseph S.
Victorville CA

We purchased with Mona and when we were ready to refinance there is NO ONE else we would go to. We have referred more family members as well.

7 years ago
Eric and Jessica R.
Lake Arrowhead CA
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