Mortgage Checkup for the New Year


Start the New Year right with a Mortgage Checkup! You may qualify to consolidate debt, complete long overdue home improvements, or cash out equity in your home. The opportunities are endless!

  • Lower Rate

  • Shorter Term

o   By reducing the number of years of your loan from 30 years to 15 years, you will be able to pay off your mortgage faster and save money on the interest from the reduced term.

  • Cash-out Equity

o   When you refinance for more than the amount of your existing loan, you can received the difference in a cash payment to make upgrades on your home and to pay off debt.

  • Do away with Mortgage Insurance

o   Considering the current trend of increasing property values; if you have an FHA loan you may be able to drop your mortgage insurance by refinancing to a *Conventional Loan. (*Conventional loans require a LTV of 80% or less)

Call me to schedule a free mortgage checkup today!


* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.