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Recent Articles

Aug
05
2020
The Truth About Good Debt vs. Bad Debt
Debt is either "good debt" or "bad debt." --or so we've been told. "Good" debt is that money owed for things that may assist in building wealth, such as student loans or mortgages. "Bad" debt would be things like credit cards. This is an oversimplification as the differences between "good" and...
Aug
04
2020
Above, Below, or At List Price? How Much to Offer on a House
So, you’ve spent weeks house hunting and you’ve finally found the perfect home for you and your family. But how much should your initial offer be? Should your offer start above, below, or at list price? Figuring out how much to offer on a house can be one of the most challenging...
Jul
30
2020
How To Build A Dream Home With An FHA Construction Loan
Do you dream of building a home, but your credit score isn't high enough for a traditional construction loan? An FHA construction loan can help!  Building your dream home with less-than-perfect credit is possible with an FHA Construction Loan. There are two kinds of FHA...
Jul
22
2020
A Quick Guide to Down Payments By Mortgage Type
Thinking about buying a first home or a second? You have many loan options, and each one varies as far as their down payment requirements. Use this quick guide to get an idea of the amount you'll need to put down on your next purchase.  Is 20% Down Always Necessary to Buy a Home? The down...
Jul
15
2020
What COVID-19 Could Mean For Your Mortgage Loan
Since the beginning of the COVID-19 global health pandemic, government officials, economic experts, and United States citizens have watched the housing market with close scrutiny.  Still shaken by the 2008 recession, many homeowners are worried about being unable to afford...
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